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  1. Its insane that you had to make restitution to Fargo despite your husband having paid off the mortgage you had taken, so how can they possibly make you pay? Plus i love how we should all feel bad and then you make restitution to a dirtbag bank who were absolutely predatory in their lending, they didnt even bother to see if the oaoer they bought was clear of liens so they funded your loan and became a 2nd mortgage on an already owned mortgeg. Plus theyre cool with stated income, a 95% LTV, No VOE on a stated income and also the DTI isn't a factor. So did they make restitution to all the people whos homes they foreclosed on after 4 missed payment because they funded dirty paper cleared based on predatory loan agreements? even though the loan is already satisfied by your husband?!? Animals.

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